r/vosfinances: The Complete Guide to the Wiki and Community
r/vosfinances is the go-to French-language community for personal finance. Whether you are a French national, an expat living in France, or simply interested in French financial planning, this subreddit and its wiki are invaluable resources.
What is r/vosfinances?
r/vosfinances is a Reddit community dedicated to personal finance in France. With tens of thousands of active members, it is the best place to:
- Ask questions about your personal financial situation
- Get advice on saving, investing, and French taxation
- Discuss investment strategies suited to the French framework (PEA, assurance-vie, SCPI…)
- Follow economic news with a critical, community-driven perspective
The r/vosfinances wiki: a must-read resource
The r/vosfinances wiki is a collaboratively maintained resource that is exceptionally thorough. It covers:
- Personal finance fundamentals: emergency fund, debt repayment, budgeting
- French investment accounts: PEA, assurance-vie, PER, CTO — pros, cons, and use cases
- Recommended ETFs for passive investing (MSCI World, S&P 500, etc.)
- French investment taxation explained clearly
- Step-by-step beginner guides on how to get started
You can browse the wiki directly on Reddit: reddit.com/r/vosfinances/wiki/
The r/vosfinances wiki is widely considered the best introduction to passive investing in France. It is regularly updated by the community.
Other useful communities and resources
Online forums and communities
- Les Mustachians — a French-language community focused on financial independence (FIRE) and long-term investing. Heavily ETF and passive-investing oriented.
- Boursorama Communauté — a very active forum, especially on French stocks and banking products
- MoneyVox — a general forum covering banking, savings, and investments
Blogs and media
- Avenue des Investisseurs — a comprehensive blog covering French investment vehicles, taxation, and strategies
- Finary — an app and blog focused on wealth management and investing in France
Things to watch out for in these communities
Online finance communities are valuable, but a few precautions apply:
- Verify unsourced advice — always cross-check information, especially regarding taxation
- Avoid confirmation bias — read diverse viewpoints before making decisions
- Be wary of tips on specific stocks or crypto — individual recommendations can be biased
- For complex situations, consult a licensed independent financial advisor or notary
Where to start
- Read the r/vosfinances wiki from beginning to end
- Build an emergency fund (3–6 months of expenses) in a liquid savings account
- Open a PEA at an online broker (Boursorama, Fortuneo, BforBank) for tax-efficient investing in France
- Invest progressively in World ETFs using the DCA method
- Use tools like VantageLedger to analyze assets and simulate your strategies